Malta Individual Investor Programme

Citizenship | Access to EU, United States & Canada

The Malta Individual Investor Programme (MIIP), is administered by the Malta Individual Investor Programme Agency (MIIPA) and regulated by the Maltese Citizenship Act (CAP. 188) and the Individual Investor Programme of the Republic of Malta Regulations, 2014 (L.N. 47 of 2014).

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  • Mobility : Visa-free access to 183 countries

  • Minimum Capital Outlay : 888,200

  • Application Processing Time : ~ 12 Months

  • Physical Presence : Two visits required

  • Minimum Criteria : Investments required include a Contribution to the state, Real Estate and Stock Exchange Instruments;

  • Pre-requisites : Main applicant must be at least 18 years of age;12-month residence status;

About Malta

Malta is a southern-European island country, with a population of circa 475,000. Its capital is Valletta, and the official languages spoken are Maltese and English, whilst Italian is also widely spoken. Malta adopted the euro as its official currency in 2008.

As one of the strongest, fastest growing economies of the European Union and the Eurozone, Malta repeatedly positions as one of the top relocation destinations in the world, given its employment, business and lifestyle opportunities. Malta’s economy is broadly diversified, from microchip production to financial services, from highly specialised currency printing to digital gaming, from tourism to blockchain or ‘Virtual Financial Assets’ related enterprises, with Malta being the first country in the world to regulate this sector.

Benefits of the Malta Individual Investor Programme 

The MIIP grants access to visa-free travel to 183 countries including the EU, the United States and Canada, amongst others. Furthermore, with Malta being an EU member state, it grants the right to live, work and study in all 28 EU countries and Switzerland.

The MIIP is renowned for its thorough due diligence process which is considered by the industry as a process of very high calibre. This makes the programme an exclusive and highly selective programme with 1 in 4 applications being rejected. For individuals interested in applying for citizenship through the MIIP, Malta offers access to a high-quality healthcare and educational system, high quality of life, low-crime rate and a peaceful, democratic and politically stable country. Malta is also well-known for the registration, leasing and financing of yachts and airplanes, with excellent facilities supporting both modes of transportation.

When it comes to the country’s economy, credit rating agencies such as Standard & Poor’s, Moody’s, Fitch and DBRS give Malta a positive and stable outlook which supports a well-established and regulated financial services industry. Malta hosts some large, international banking institutions, trust and company service providers. Furthermore, Malta has an established regulatory framework for blockchain, cryptocurrency and distributed ledger technology, which together with its ambitious aim in being on the forefront of Artificial Intelligence (AI) and the Internet of Things (IoT), makes Malta an interesting and strategically located business-hub in the region.

Commitment expectations

To apply for Maltese citizenship through the MIIP, all of the following commitments are required:

  • A 12-month residency status, meaning that the legal status of resident is acquired, a minimum of 12 months, before citizenship is granted; and
  • Make a contribution of EUR 650,000 to the Maltese Government, which is deposited in the National Development and Social Fund; and
  • Purchase real estate in Malta for a minimum value of EUR 350,000 or alternatively lease property for a minimum value of EUR 16,000 per annum and hold this property for a minimum of 5 years; and
  • Acquire EUR 150,000 worth of instruments listed on the Malta Stock Exchange, which also must be held for a minimum of 5 years;

Further to this, the amount of government-related administrative fees varies from circa EUR 8,200 for the main applicant and EUR 5,700 for dependents.

This means that the total capital outlay for a single applicant would amount to circa EUR 888,200 if leasing property, and circa EUR 1,158,200 if buying property; excluding service providers’ professional fees.

Applicants are also required to hold a global health insurance, which may be arranged locally.

The Application Process

The application process typically commences with the signing of a power of attorney with a licenced agent to facilitate the liaison with the different stakeholders. A residency application is then compiled and submitted. Upon review, and acceptance, the agency invites the applicant to visit the agency offices in Malta for biometric registration. This must take place within a definite period. Once complete, residence status is issued for 18 months. This stage of the process takes circa 5 days from submission of the residency status application.

The licenced agent may submit the citizenship application only after residence has been granted. At this stage, you may be asked to provide further documentation other than what has already been submitted. This is due to the stringent due diligence process. Once the citizenship application is reviewed and assessed a letter of approval in principal is issued. This stage of the process takes circa 120 days.

Following the letter of approval in principle, you will be required to evidence a global health insurance, payment of the government contribution, purchase/lease of real estate and acquisition of bonds/securities. Following this stage of the process, the MIIPA will invite you to visit the agency to take an Oath of Allegiance, after which your certificate of naturalisation will be issued. Your Maltese passport will be available as the final stage.

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Real Estate

  • €350,000 minimum purchase, or
  • €16,000 lease per annum

Both options must be retained for a minimum of 5 years.


  • Minimum of €150,000 invested in stocks, bonds, debentures or special purpose vehicles listed on the Malta stock exchange


  • €650,000 to the Maltese Government, which is deposited in the National Development and Social Fund


  • 12-month residence status to be acquired before starting application;
  • Global health insurance;
  • Retention of real estate and investment for minimum of 5 years;
  • Must visit country twice during application process.

Administrative Fees

  • €5,000 non-refundable deposit at residence application stage for main applicant and €1,000 for each additional dependent’s residence card issued;
  • €5,000 non-refundable deposit at citizenship application stage;
  • Passport fees and bank charges circa €700 per applicant;
  • €7,500 due diligence fees for main applicant. €5,000 for spouse and other adult dependents and €3,000 for minors up to 13 years of age;

And Also:

  • Comprehensive documentation will be required to evidence identity, business and corporate affiliations, reputation, sources of funds and wealth, and if applicable legal and regulatory matters amongst other things;
  • Real Estate must be acquired for the 12-month residence period, without any value limitations;